McKinney

McKinney is one of the largest cities in Collin County, with a historic courthouse square downtown, established master-planned communities like Stonebridge Ranch and Craig Ranch, and new neighborhoods still filling in on its north and west sides. The Agency Dallas represents buyers and sellers in McKinney, from downtown cottages to golf-course homes and new construction. This page answers the questions we hear most about McKinney homes and real estate, with each figure tied to a named public source.

This guide is part of our North Texas coverage, which compares 2026 median home prices across 11 North Texas markets.

Where is McKinney, and what are its boundaries?

McKinney sits in central Collin County, north of Allen and east of Frisco and Prosper. The U.S. Census Bureau measures the city at 66.96 square miles of land, and Community Impact reported that the city plus its extraterritorial jurisdiction covers about 116 square miles. The Census Bureau estimated McKinney's population at 236,001 as of July 1, 2025, up from 195,308 in the 2020 Census. Because the city and its growth area touch several school districts, a McKinney mailing address does not tell you which district, utility or tax entities apply, so confirm by address.

How much does a house cost in McKinney in 2026?

The typical McKinney home sold for just under $500,000 in fall 2026. Community Impact reported a median sale price of $499,198 across 224 sales in September 2026. Zillow put the typical home value at $472,867 for data through September 30, 2026, down 5.1% from a year earlier, with a median sale price of $494,124 and a median list price of $521,332. In ZIP code 75070, Redfin reported a September 2026 median sale price of $459,865, down 8.0% year over year. For context, the Census Bureau's 2020 to 2024 survey put the median value of owner-occupied homes at $471,800.

Read: McKinney housing market report

Is the McKinney market a buyer's or seller's market right now?

The public numbers lean toward buyers in fall 2026. Zillow reported that 68.3% of McKinney sales closed under list price and only 12.8% closed over list, with a median sale-to-list ratio of 0.984 and a median of 47 days to pending, for data through September 30, 2026. Zillow also counted 1,242 homes for sale and 256 new listings in that period. Community Impact reported an average of 80 days on the market for September 2026 sales. For you as a buyer, that usually means room to negotiate price, repairs or rate buydowns; for you as a seller, it means pricing from the closest recent sales matters more than it did a few years ago.

Read: Collin County housing market report

What are the main neighborhoods and pockets in McKinney?

McKinney is less one market than a set of distinct pockets, each with its own age, lot size and price band. These are the areas buyers ask us about most:

• Historic downtown. Homes around the old courthouse square; median year built 1950 per Homes.com; Craftsman and Folk Victorian styles.
• Stonebridge Ranch. Master-planned community on more than 5,000 acres with more than 500 acres of open space and 70-plus villages, per the Stonebridge Ranch Community Association; Homes.com counts about 9,456 homes with a median year built of 2001.
• Adriatica. A 45-acre mixed-use village at Virginia Parkway and Stonebridge Drive, modeled on the Croatian fishing village of Supetar and developed by Blackard Global, per Dallas Innovates.
• Craig Ranch. A 2,200-acre planned community north of State Highway 121 founded by developer David Craig, with TPC Craig Ranch and more than 400 acres of green space, per Candy's Dirt.
• Tucker Hill. A neighborhood designed to evoke pre-World War II homes, with shallow setbacks and deep front porches, per CultureMap Dallas; Community Impact listed Prosper High School among its assigned schools.
• Northwest McKinney. The newest growth edge; The Real Deal reported in June 2025 that Billingsley Company is planning Huntington Park, a 786-acre master-planned community there.

What is historic downtown McKinney like?

Downtown McKinney is the city's oldest residential area, centered on the square where the former Collin County Courthouse now houses the McKinney Performing Arts Center. Homes.com describes homes ranging from Craftsman to Folk Victorian, counts about 827 homes in the Historical McKinney neighborhood, and reports a median year built of 1950 and a median lot of 9,801 square feet, with McKinney High School among the listed schools. Community Impact reported in July 2024 that a city survey of more than 6,200 East McKinney properties flagged 3,338 as historic, and that a smaller Historic Overlay District carries added city oversight. If you want older architecture and a short walk to the square, this is where to look, and before you renovate, ask whether the overlay or a historic designation applies to your lot.

What schools serve McKinney?

McKinney ISD serves most of the city, but not all of it. Community Impact reported that McKinney ISD covers about 106 of the roughly 116 square miles in the city and its extraterritorial jurisdiction. Frisco ISD's district description includes portions of McKinney, Lovejoy ISD serves small portions of McKinney, and Perry Homes notes that northern and eastern growth areas can fall into Prosper ISD (northwest) and Melissa ISD (northeast). Homes.com lists McKinney Boyd High School among the McKinney ISD schools serving Stonebridge Ranch, and Community Impact reported that McKinney ISD's 2026-27 budget assumes about 24,000 students. Assignments change, so confirm the district and campuses for any address you are considering.

Read: Prosper homes and real estate

What are property taxes like in McKinney?

For a McKinney address in McKinney ISD, the combined 2025 rate was about $1.75 per $100 of taxable value before exemptions. That figure adds the City of McKinney ($0.412284), McKinney ISD ($1.1043), Collin County ($0.149343) and Collin College ($0.08122), as reported by Community Impact in September 2025. Using the same report, a McKinney address in Frisco ISD ($1.0194) comes to about $1.66, and one in Prosper ISD ($1.2141) to about $1.86. For 2026, the city kept its $0.412284 rate, Collin College held its rate, and Collin County raised its rate for the first time in decades. On November 3, 2026, McKinney ISD voters rejected the district's tax rate proposition and all four bond propositions, with about 60% voting against the tax rate measure in unofficial results reported by Community Impact, so check the final adopted rate with the Collin Central Appraisal District.

What are homes and lots like in McKinney?

McKinney homes are mostly suburban, with older housing concentrated downtown and newer construction in the master-planned communities. Homes.com reports a median year built of 2001 and a median lot of 8,276 square feet in Stonebridge Ranch, against a median year built of 1950 and a median lot of 9,801 square feet in Historical McKinney. Tucker Hill and Adriatica take a more traditional, village-style approach, with homes set closer to the street. Craig Ranch mixes houses with townhomes and apartments; Candy's Dirt reported in 2015 that its build-out plan included more than 3,000 apartment homes. The Census Bureau puts McKinney's owner-occupied rate at 63.8% for 2020 to 2024.

Read: A winning partnership for luxury townhomes in McKinney

Are there HOA rules in McKinney neighborhoods?

Yes, most master-planned neighborhoods in McKinney have a homeowners association. The Stonebridge Ranch Community Association manages common areas and amenities across Stonebridge Ranch, and Homes.com notes the community's trails, lakes, beach club and golf. Dues, architectural review rules and any transfer fees vary by association and sometimes by village within a community, so ask for the HOA resale certificate and rules before your option period ends. Some newer areas also sit in a municipal utility district, which adds its own tax line; the City of McKinney notes, for example, that Trinity Falls is in McKinney MUD No. 1 rather than the city's tax jurisdiction.

How long is the commute from McKinney?

The Census Bureau puts the average commute for McKinney workers at 27.8 minutes for 2020 to 2024. U.S. 75 runs north and south through the city toward Allen, Plano and Dallas, State Highway 121 (Sam Rayburn Tollway) runs along the southwest side toward Frisco and Legacy, and U.S. 380 crosses the north side. Community Impact has reported on TxDOT's planned U.S. 380 bypass on the west and north sides of the city, so if you are buying near that corridor, ask about the current alignment.

Read: How to choose between Plano, Frisco and McKinney

How does The Agency Dallas help buyers and sellers in McKinney?

The Agency Dallas is a family owned and operated brokerage led by Damon and Megan Williamson, with roughly 68 agents and more than $1 billion closed. In McKinney, that looks like:

• A written price range built from the closest comparable sales in your pocket of McKinney
• A choice of a public launch or a private phase, as an office exclusive or delayed-marketing listing
• Print and digital marketing produced by our in-house marketing team
• Agent-accompanied showings
• Placement through The Agency's global referral network for buyers relocating from other states and countries
• For buyers, a search across public, delayed-marketing and office-exclusive inventory
• Builder relationships for new construction, with partners including Graham Hart, Empire, Stoneleigh, Strange & Sons, Sandlin Homes and Hayhurst Brothers

Read: Free home valuation

Frequently asked questions

Is all of McKinney in McKinney ISD?

No. McKinney ISD covers most of the city, but portions are in Frisco ISD, Prosper ISD, Melissa ISD and Lovejoy ISD, among others. Confirm the district by address before you write an offer.

What is the median home price in McKinney?

Community Impact reported a median sale price of $499,198 in September 2026, and Zillow reported a median sale price of $494,124 for data through September 30, 2026.

Are McKinney home prices falling?

Zillow's typical home value was down 5.1% year over year through September 2026, and Redfin reported an 8.0% decline in ZIP 75070 for September 2026. Results vary by neighborhood and price point.

How big is Stonebridge Ranch?

The Stonebridge Ranch Community Association describes more than 5,000 acres with more than 500 acres of open space and 70-plus villages.

What is Adriatica in McKinney?

Adriatica is a 45-acre mixed-use village at Virginia Parkway and Stonebridge Drive, modeled on Supetar, Croatia, with homes, retail and office space, per Dallas Innovates.

Is new construction available in McKinney?

Yes, mostly on the north and west sides, where large master-planned communities such as Billingsley's planned Huntington Park are still in development.

Read: Buying new construction in Dallas-Fort Worth, a guide for buyers

Sources and method

Verified November 2026. Figures come from these sources:

• U.S. Census Bureau QuickFacts, McKinney city: population (July 1, 2025 estimate and 2020 Census), land area (2020), median owner-occupied home value, owner-occupied rate and mean commute (2020 to 2024 survey).
• Community Impact, "224 homes sold in McKinney, other local real estate data from September" (October 14, 2026): September 2026 sales count, median sale price and average days on market.
• Zillow McKinney home values page: typical home value, one-year change, median sale and list price, sale-to-list ratio, days to pending, inventory, new listings and share of sales over and under list (data through September 30, 2026).
• Redfin, ZIP 75070 page: median sale price and year-over-year change (September 2026).
• Community Impact, "Roundup: See Collin County property tax rates for FY 2025-26" (September 8, 2025): 2025 rates for the City of McKinney, McKinney ISD, Frisco ISD, Prosper ISD, Collin County and Collin College.
• City of McKinney news release (September 2, 2026): FY 2026-27 city tax rate. City of McKinney tax information page: Trinity Falls MUD note.
• Community Impact (August 26, 2026; September 17, 2026; August 11, 2026; July 1, 2026; November 4, 2026): Collin College rate, Collin County rate increase, McKinney ISD election items, budget enrollment projection and unofficial election results (all five propositions failing).
• Community Impact, "McKinney's city, ETJ land zoned for 7 school districts" (September 2, 2017): McKinney ISD coverage and city plus ETJ area.
• Wikipedia entries for Frisco ISD and Lovejoy ISD, and Perry Homes, "Moving to McKinney, TX": school districts serving portions of McKinney (accessed November 2026).
• Stonebridge Ranch Community Association, "What is the SRCA?" and Homes.com Stonebridge Ranch local guide (accessed November 2026): acreage, open space, villages, home count, median year built, median lot size, amenities and schools.
• Homes.com Historical McKinney local guide (accessed November 2026): home count, median year built, median lot size, architectural styles, performing arts center and listed schools. Community Impact (July 5, 2024): East McKinney historic survey counts and Historic Overlay District.
• Dallas Innovates (December 20, 2018): Adriatica acreage, location, developer and design inspiration.
• Candy's Dirt (February 2, 2015): Craig Ranch acreage, founder, TPC Craig Ranch, green space and planned apartment count.
• CultureMap Dallas (March 23, 2015) and Community Impact (April 1, 2017): Tucker Hill design and assigned schools.
• The Real Deal (June 3, 2025): Huntington Park acreage and location. Community Impact (July 11, 2022): U.S. 380 bypass planning.

Data is revised over time. Confirm school assignments and tax rates by address.

The Agency Dallas, an independently owned and operated franchise office of The Agency founded in January 2023, brings roughly 68 agents and an in-house marketing team to McKinney homes and real estate. If you are weighing a move in McKinney, we are glad to talk it through at (469) 839-6020.